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Looking for Content Decoration/Building Services?

June 30, 2023 #

We work with a team of experts in this area, from building your house to decorating it, contact us for a quotation 

First Time Investor, What Factors Should I Consider?

June 30, 2023 #

If you are thinking of purchasing a property as an investment, you will need to consider if the property has been rented previously. If the property has previously been rented, you will need to consider how much rent the property was achieving. Some houses may fall into a rent pressure zone, which places a limit on any rent increase as it cannot exceed general inflation rates.

Rent Pressure Zones (RPZs) are areas located in parts of the country where rents are highest and rising, and where households have the greatest difficulty finding affordable accommodation. See link below to search rent pressure zones and work out what rent can be achieved from the property.

RPZ Calculator (rtb.ie)

gov.ie – Vacant Property Refurbishment Grant expanded to cities and remote rural areas (www.gov.ie)

What Are Local Needs, Do I Meet Them?

June 30, 2023 #

Planning permission is how you ask your local authority to agree to your proposed building work. It is up to you to convince the planning authority that you NEED to live in the house and don’t have other viable options.

See the links below to the local authorities guides on local needs:

Pre-Planning | Wicklow.ie

3-A-Guide-to-Planning-Permission_0.pdf (wexfordcoco.ie)

What is a BER Certificate, Why Do I Need One?

June 30, 2023 #

A BER Certificate is compulsory for all homes available for rent or sale. This also applies to new buildings that have not yet been occupied. A Building Energy Rating Certificate rates your homes energy performance on a scale between A – G, from most to least efficient. A BER Certificate is valid for up to 10 years, unless you make changes that will impact the dwellings energy performance.

I have misplaced my BER certificate”

To search the register, you will need one of the following two piecing of information about the property:

  • Meter Point Reference Number (MPRN) from the top of an electricity bill.
  • BER number from the BER Certificate & Advisory Report.

SEAI National BER Register

“I do not have a valid BER certificate”

To arrange a BER Certificate on your property, you will need to find a BER Assessor to carry out the assessment for you.  

SEAI Public Assessor Search

Why Do I Need a Solicitor?

June 30, 2023 #

It is vital to have a solicitor in place when selling your property. If you have a mortgage, your solicitor will need to request the title deeds from your lender. It is best to instruct your solicitor to request the title deeds as soon as possible as this can take up to eight weeks to obtain. If your property is located in a development or apartment block MUD act replies will have to be got from the management company.

How Do I Start the Mortgage Process?

June 30, 2023 #

Getting a mortgage is a significant step in financing your dream home, whether you are a first-time buyer or moving onto your second or third home. But regardless of financial circumstances, it can be lonely, stressful and confusing time.

Southeast Financial Services is a leading mortgage broker with over 20 years’ experience in the Irish mortgage market and their own dedicated team of industry professionals working on your behalf to get the best rates, terms and mortgage protection. You will be assigned a mortgage advisor who you can always trust to work in your best interests so you can focus on what really matters. Please
see link below to apply/ get in contact.

Southeast Mortgages | Mortgage Wizard (sefs.ie)

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